Equipment financing

Put it to work before you pay it off

Fixed-rate financing on 2+ full-price units through our lending partners. 5-minute application, decision in 1 to 2 business days. Keep your cash for payroll and the job.

7.9%APR as low as

1–2 daysApplication review

12–48 moFixed terms

2+Units, full price only

Eligible ordersWhat our lenders will finance

2 or more machines on one invoice, any mix of categories

Full list price, no coupon, clearance or open-box discount

Order totals from $10,000 up to $250,000 per application

Applicants 18+ with a US address in the 48 contiguous states

Businesses (LLC, corporation, sole proprietor) and individuals with verifiable income

Fair to excellent credit; established businesses may qualify on business credit alone

Not eligibleWhere financing does not apply

Single-unit orders, regardless of price

Orders using the NEWCOMER5 coupon or any other promotional discount

Clearance, open-box, demo and final-sale equipment

Parts, attachments and accessories ordered on their own

Shipping addresses in Alaska, Hawaii, US territories or outside the United States

Express Freight fees and warranty extensions, paid separately at checkout

Payment estimator

What would the monthly look like?

Enter the order total, pick a term and rate. Updates as you type. Standard amortization, no balloon, no fees. Rates shown are the bands our lenders most commonly approve.

Order total (before tax)

Term

APR

Estimated monthly payment

$—/ month

Amount financed—

Term × rate—

Total interest—

Total repaid—

Financing starts at a $10,000 order total (2 or more full-price units). Smaller totals are shown for reference only.

Estimate only. Final terms, rate and any documentation fee are set by the lender after review, based on credit profile, business history and the equipment. Sales tax, if applicable, is added to the amount financed.

How it works

From application to delivery

1. Apply Short form below or a call. We need the equipment list, an estimated total and basic contact and business details.

2. Review The finance desk matches you with the best-fit lender. Soft-pull pre-approval and a call within 1 to 2 business days.

3. Sign Approve the terms and e-sign the agreement. The lender pays us directly; you never front the purchase.

4. Ship Funding clears, the order ships free from the nearest warehouse. First payment typically due 30 days after delivery.

Terms at a glance

The fine print, in plain English

Rates and termsFixed APR 7.9% to 15.9% by credit, over 12, 24, 36 or 48 months. Locked at signing.

Down paymentZero down with good credit. Fair-credit approvals may need 10% to 20% down, which lowers the monthly.

Early payoffNo prepayment penalty on any lender program. Pay early, owe only interest accrued to that date.

Credit checkPre-approval is a soft inquiry; no score impact. Hard inquiry only when you accept an offer and sign.

Ownership and warrantyTitle on delivery. 1-year warranty, extensions and 15-day returns apply exactly as on a cash purchase.

Returns on financed ordersRefunds go to the lender, who closes or adjusts the account. Lender doc fees, if any, are not refundable once funded.

Business financing

Contractors, landscapers and shops can finance under the business name, and equipment leases (FMV and $1 buyout) are available through our partners for fleets that turn over machines every few seasons. Approved business accounts can also ask about Net-30 terms in place of financing on smaller orders.

Equipment placed in service this tax year may be Section 179 eligible, which can let a business deduct the full purchase price in year one whether it is financed or paid in cash. Limits change annually. We are not tax advisers. Consult your CPA before you buy. Get a fleet quote and bring it to that conversation.

Financing application

Start your application

Pre-qualification request, not a credit application. It tells the finance desk what you want to buy so they pick the right lender and call with a plan. No credit inquiry at this stage.

Reply within 1 to 2 business days by phone or email

No obligation, no soft or hard credit pull until you say so

Have the business name, EIN (if applicable) and a rough equipment list ready for the call

Rather talk first? Call (404) 618-2644, Mon–Fri 9AM–6PM EST, and ask for the finance desk.

Your email client should have opened with the request ready to send. If not, email contact@yardandliftsupply.com with the same details. Reply within 1 to 2 business days.

By submitting you agree to be contacted about your request. We do not share your details with lenders until you ask us to proceed.

Need 2+ units? Talk to fleet sales.

Volume pricing and financing go together. Call the finance desk, or shop the catalog and note the units you want.

Call (404) 618-2644 Email the finance desk Shop equipment